BEGIN:VCALENDAR
PRODID:-//Microsoft Corporation//Outlook 11.0 MIMEDIR//EN
VERSION:2.0
METHOD:PUBLISH
BEGIN:VTIMEZONE
TZID:US-Eastern
BEGIN:STANDARD
DTSTART:202611305T020000Z
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:Standard Time
END:STANDARD
BEGIN:DAYLIGHT
DTSTART:20260367T020000Z
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:Daylight Savings Time
END:DAYLIGHT
END:VTIMEZONE
BEGIN:VEVENT
ORGANIZER:
MAILTO:info@vhcdc.org
LOCATION;ENCODING=QUOTED-PRINTABLE:VHCDC Virtual Classroom (RingCentral)
DTSTART;TZID="US-Eastern":202409253T180000
DTEND;TZID="US-Eastern":202409257T210000
DTSTAMP:202407210T111452Z
UID:67CFF261-BD5A-CD4A-3C2A133397251374
SUMMARY;ENCODING=QUOTED-PRINTABLE:VHCDC First-Time Home Buyers College - Class #87
DESCRIPTION;ENCODING=QUOTED-PRINTABLE:This virtual course will provide you with the knowledge, tools, and resources necessary to turn your home ownership dreams into reality. The curriculum covers a wide range of topics, including Personal Finance and Budgeting, Credit and Collections, understanding FICO versus Vantage Scores, exploring Mortgage Financing Options, Zero Down-Payment Opportunities, programs for Down-Payment and Closing Cost Assistance, Housing Search Strategies, Seller Negotiation Techniques, Home Inspection Procedures, Purchase Agreement Fundamentals, Home Appraisal and Assessment Insights, interpreting Property Surveys, conducting Title Searches, selecting Homeowner Insurance, navigating Common Interest Communities, understanding the Closing/Settlement process, and much more!The program consists of five class modules, conducted live via video conferencing. The sessions are scheduled from Monday to Friday, September 9th to 13th, from 6 PM to 9 PM EST. Participants must complete all five modules and the related assignments to receive a Certificate of Completion.NOTE: The registration fee is $29.95 (Non-Refundable) / Free to HOAP Enrollees            This course is NOT for real estate professionals.
END:VEVENT
END:VCALENDAR