Guests Judi Jurey & Vern Watkins of Truist Home Mortgage will join us in our first episode of Money Talks.  The discussion will focus on the challenges and opportunities now facing first-time home buyers, including a view on current market conditions, mortgage interest rates, the best strategies for first-time buyers, mortgage products (conventional, FHA, USDA, VA), FICO vs Vantage credit scores, collections and charge-offs, student loans, debt-to-income ratios, employment requirements, down-payment assistance, and much, much more.  This episode is scheduled for 30 minutes.