This virtual course will equip you with the knowledge, tools, and resources to help make your dream of home ownership a reality. Course instruction includes Personal Finance and Budgeting, Credit and Collections, FICO vs Vantage Scores, Mortgage Financing Options, Zero Down-Payment Options, Down-Payment and Closing Cost Assistance Programs, Housing Search Options, Negotiating with Sellers, Home Inspections, Purchase Agreement Essentials, Home Appraisals and Assessments, How to Read a Property Survey, Title Searches, Homeowner Insurance, Common Interest Communities, Closing/Settlement, and Much, Much More!

A major outcome of the class is that you will learn how to improve your credit, reduce debt,  increase your FICO & Vantage scores, map your path to home ownership, access down-payment assistance, and learn financial and wealth building techniques for you and your entire family!

The course consists of five (5) class modules conducted live via video-conference. Classes will be held Monday, Tuesday, Wednesday, Thursday, and Friday (May 20th thru 24th) from 6pm to 9pm EST.  You must complete all 5 class modules and assignments to receive a Certificate of Completion.

You must use a PC, Laptop, or Tablet to take this course.  Smartphones are not appropriate.  Additionally, you will need Adobe Acrobat and Microsoft Excel to access the course materials. 

Please add *@vhcdc.org to your list of allowed email senders.  You will receive confirmation upon registering, along with login instructions for the class.  Course instructions, materials, and access links are provided via email. Read each email carefully!

NOTE: The registration fee is $29.95 (Non-Refundable) / Free to HOAP Enrollees
           This course is NOT for real estate professionals.